Client Risk Profile

At Secura, we don’t believe in a one-size-fits-all investment strategy – each client has their own long-term goals and financial risk preferences.

Whether you’re just starting out on your wealth accumulation journey, are well into it, or have already amassed a nice nest egg, let’s get to know each other better and draft a plan that’s best for you.

Fill out the form below to introduce yourself to us. All information will be kept confidential between you and our team. Thank you for choosing Secura.

– Secura Financial Group

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Section 1: Investment Objectives

What is the intent of your portfolio?

To generate income for today. To generate income at a later date. To provide for my dependents. (I do not anticipate using these funds.) To fund a large purchase in the future.

What is the major goal for your portfolio?

To ensure my portfolio remains secure. To see my portfolio grow and to avoid fluctuating returns. To balance growth and security, and to keep pace with inflation. To provide growth potential, and to accept some fluctuation in returns. To provide the sole objective of potential long-term growth.

Section 2: Personal Information

Which of the following ranges best represents your current annual family incomes (including pensions) before taxes?

After deducting any loan or mortgage balances, which one of the following ranges best represents your immediate family’s overall net worth?

Section 3: Investment Horizons

Investors often have distinct phases in the investment plans. The initial phase is savings and growth. During this time an investory builds up a portfolio toward a future goal. The second phase is typically use of funds, either for a specific purpose or for income.

At the time you need this money, when will you withdraw it?

All at once in one lump sum Over a period of less than 2 years Over a period of 2-5 years Over a period of 6-9 years Over a period of 10-15 years Over a period of more than 15 years

What are your intentions regarding withdrawals and/or contributions to your investments today and over the next five years?

I plan to withdraw money at regular intervals and do not plan on making contributions. I will probably make a lump sum withdrawal and do not plan on making contributions. I will probably be making both contributions and withdrawals. I will probably make contributions and will not be withdrawing any funds. I will make regular contributions and will not be withdrawing any funds.

Section 4: Attitudes Towards Risk

Which statement best describes your knowledge of investments?

I have very little knowledge and I rely exclusively on the recommendations of financial advisors. I have limited knowledge of stocks and bonds, but I do not follow financial markets. I have good working knowledge and I regularly follow financial markets. I understand completely how different investment products work, including stocks and bonds, and I follow financial markets closely.

Realising that there will be downturns in the market, in the event of a significant loss, how long are you prepared to hold your existing investments in anticipation of a recovery in value?

Assuming that you are investing $100,000 for the long term, what is the maximum drop in your portfolio’s value that you could comfortably tolerate in any given year?

Which of the following statements would you feel most correctly describes your investment philosophy?

I can not accept any fluctuation in principal I can only accept minimal fluctuations, and prefer to invest in safer, lower return investments I am willing to tolerate some ups and downs in the value of my investments to achieve overall higher returns in the long run My main interest is high, long-term returns and I am not concerned about short-term decreases in the value of my investments

Section 5: Portfolio Viability

Investment portfolios aimed at providing higher returns tend to have greater swings in value (providing both gains and losses). The more aggressive your portfolios, the more pronounced these swings become, and the more often short-term losses can occur..

A portfolio is a basket of different investments. The returns earned by a specific portfolio depend on the mix of investments that make up the portfolio. The following graph shows the probable range of returns for four hypothetical portfolios in a nine-year period. In which of these portfolios would you prefer to invest?

Portfolio A Portfolio B Portfolio C Portfolio D

(Portfolio A: -2% to 13%, Portfolio B: -7% to 20%, Portfolio C: -13% to 28%, Portfolio D: -20% to 37%)

“I am willing to experience potentially large and frequent declines in the value of any investment if it will increase the likelihood of achieving higher long term returns."

Strongly Agree Agree Disagree Strongly Disagree

Section 6: Financial Plans

How would you classify your current/future income source(s)?

Stable Somewhat Stable Unstable

Liquid assets are assets that you can redeem for cash quickly and easily for the purpose of covering a shortfall, an unexpected expense or a short-term goal. What is the value of your liquid assets?

Under $25,000 $25,000 – $49,999 $50,000 – $100,000 Over $100,000

This investment account represents approximately what percentage of your total savings and investments?

Less than 25% 25% – 50% 51% – 75% More than 75%

From September 2008 through November 2008, North American stock markets lost over 30%. If a similar situation occurred today, where your $100,000 investment dropped to $70,000 over a three-month period, for this account you would:

Sell all of the remaining investment to avoid further losses. Sell a portion of the remaining investment to protect some of the capital. Hold onto the investment and not sell any of it in the hope that the investment will recover. Buy more of the investment now that the prices are lower.

The following chart shows a range of potential gains and losses over a one-year period for four different investments of $10,000. Given the potential gain or loss in any one year, which investment would you likely invest your money in?

EITHER a loss of $0 OR a gain of $200 EITHER a loss of $200 OR a gain of $500 EITHER a loss of $800 OR a gain of $1200 EITHER a loss of $2000 OR a gain of $2500

When you are faced with a major financial decision about your goal, are you more concerned about the possible losses or the possible gains?

Always the possible losses Mainly the possible losses, with a lesser focus on gains Mainly the possible gains, with a lesser focus on losses Always the possible gains